Check Your Credit Report Before Applying for a Mortgage.
Did you know that 1 in 3 UK credit reports has errors?
These mistakes could cost you your mortgage approval, so you need to make sure your report is accurate and up-to-date.
A healthy credit report can help you get the best interest rates on your mortgage and save you money in the long run.
Click the green button to access, monitor and correct your report and score with UK Credit Ratings. You will also see how your mortgage lender will assess you.
Why Should You Know Your Current Credit Score and Social Media Image?
Your credit score is a key factor that lenders use to decide whether to lend you money or not. A good score can make a big difference in how much interest you pay over time.
Your social media image can also influence your chances of getting a loan. Lenders may check your online presence to see if you are a trustworthy borrower.
How Can You Benefit from Your Credit Report?
Make sure your credit score is as high as possible BEFORE you apply for a loan, a mobile phone contract or anything else that requires credit.
Get tips and guidance on how to improve your score and maintain it at its best.
If your score is below average, STOP APPLYING for more credit. Every application leaves a footprint on your report that can lower your score even more.
UKCreditRatings offers a 14-day free trial to their credit report service. If you don’t cancel within the trial period, you will be charged a monthly subscription fee of £19.95 until you cancel the account.